Financial Stresses of the World

As I look at the Dow jump up and down points from day to day, depending on the Governments decision on a bailout for big businesses, conglomerates, who raise prices to pack their own wallets, I begin to wonder if people realize they are in actual control of their own global economy.

Essentially the principles are simple.

Supply and demand

We want oil, production of oil goes up, and the more we're willing to pay for it the higher it goes up. So what happens if we decide to use it less?

We want houses. Hundreds and thousands of builders want to make money off our our demand for houses (people get mortgages to buy 1-5-umpteen homes, one to live in, others to rent, some to visit) and as a result they all want money, so they charge the same price as nice homes though they built theirs cheaper than others, thereby creating a lower-end home for a higher price which in ten years people end up owning more than their home is worth. What happens if we didn't have so many homes we weren't using? What happens if we only bought the place where we lived and didn't worry about trying to get a mortgage on a place we were only going to visit once every three months...?

Our government is looking at buying companies which are closing their doors due to bankruptcy, yet in their lack of money they were able to give payouts to CEO's who were retiring within the last year in the millions and up to over a HUNDRED MILLION dollars. But they're closing their doors and asking the government to step in and keep them from closing down.

So what if some pencil pushers lose their jobs

We have a great need for people in the medical fields, and in engineering jobs, and we have people becoming financial advisors because it's good pay, little education (no need for a 12 year degree in financing...lol) and all of a sudden there's an influx of them. Why should the american people pay out through their taxes to pay for companies who over charge us for a place to live. (all be it they do other things as well, I'm not interested in focusing on the other issues they're causing in their over priced mark-ups)...

I don't wany my tax money to go to financial institutions.

I don't want my tax money going to over-sized pocket books.

I want my tax money going into roads, grants, scholarships, schools, clean energy, things that make the world a better place.

Financially we've become a lazy people.

We buy more than we earn, we pay debt off as slowly as possible in order to have more things, in order to keep up with the NEW. We vacation more than we work (honestly I don't, I haven't been on a vacation in longer than I can remember, I think the last time was before I turned 16 and we went to a family reunion in another state and made some stops along the way...) That's been almost ten years. We became a nation all about NEW things, and when something new comes out we all want it.

For the better part there are a lot of older things which work as well as newer things. I have a 4x5 field camera, it's a Burke & James, if memory serves me correctly I believe it's from the 60's. It works as well as my Cannon Rebel 2000, only I get better resolution and control from the 4x5 than I do the 35 mm Rebel.

At what point do we stop buying things? At what point do we take control of our own markets and say "we're taking control of your production, we're not buying your goods until the price matches what it's worth is." Shows on HGTV hosting the sale of homes across the country give good eye to the national housing market, I'm sorry but a 800 sq ft home in chicago is not worth $300,000. I also don't feel like a 3,100 sq ft. home in central Utah is worth $239,000 but it's a lot better deal, and seems more reasonably priced per square foot.

If no one buys the over-priced, no one sells the over-priced, and it drops in price until it's reasonable. Control the market by controlling what you buy, and when you buy it.

I feel bad for people losing their jobs because of their employers lack of discretion and wisdom. If your leading of a company gives you a hundred million dollar bonus, you had better have left your company in better status than you found it in, not floundering ready to collapse and declare bankruptcy. Otherwise take the bonus and put it back into the company. Buy stocks in it, allowing it to have the money it desperately needs to stay afloat.

If a company is needing money, let it sell stocks, let it be invested in by wealthy private individuals and let their money allow the company to stay afloat. It is not the responsibility of a governing force to keep your company alive, it is your sole responsibility as a responsible business manager, CEO, CFO, board of directors, etc, etc, etc to keep your company in good health, and if their financial standing is hurting yours should be too, just because you work there doesn't entitle you to a bonus greater than the average-working persons ANNUAL take home. I don't care what your contract says. Give it back.

If the people with money, those who have influential say in our nation, world, etc, are so concerned with a certain situation of a company, let them invest their own moneys into it rather than recommending a nation tax its people heavier in order to bail some unwise companies from their failing businesses.

Had England taxed her colonies relentlessly for her own gain, and for the gain of those in high places then her colonies would have revolted against their motherland and brought forth a New Nation. Oh wait, THEY DID! Why are we repeating history? It is not the governments responsibility to fix the problem of every Tom Dick and Harry who have a failing business. It's their responibility to keep us safe, and to justly carry out the collective decision of the people within it, not to tax us for the gain of the few with money.